Bloom cryptocurrency BLT Buy sell invest money market.





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 Read writing about Cryptocurrency in Bloom. Say hello to inclusive, global credit.

The Status Quo

There are 5 issues with current credit
infrastructure that Bloom aims to address:


Say Hello to Inclusive Credit
Decentralized credit scoring
powered by Ethereum and IPFS

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BloomID lets users establish a global, federated identity with independent third parties who publicly vouch for their identity information and legal status.




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What is Bloom?

Bloom is an end-to-end protocol for identity attestation, risk assessment and credit scoring, entirely on the blockchain. Bloom allows both traditional and digital currency lenders to serve billions of people who currently cannot obtain a bank account or credit score.

High Risk of Identity Theft

Borrowers must expose all of their personal information when applying for a loan - the same info an attacker can use to open new lines of credit.

Cross-Border Credit Scoring

Credit histories are not portable across countries, forcing individuals to re-establish their credit track records from scratch when they relocate.

Creditworthiness Assessment

Most credit systems rely almost entirely on historical debt repayment information and therefore cannot easily accommodate users who are new to credit.








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